What is the Difference Between a Notary Public and a Notary Signing Agent?
Most people have heard of a "notary signing agent" and a "notary public" when referencing notary services. While these two terms are often used interchangeably, they are actually very different positions. When you are needing a notary, you are going to have to find the one which offers the specific services you require.
Certain situations would require a notary public and others may require the help of a notary signing agent. It is important to distinguish between the two. It may be necessary to consult with some professionals to determine which notary services you need. However, below is some basic and relevant information to help distinguish between the two notary positions.
Certification Requirements For A Signing Agent Vs. A Notary Public
Notaries have a very important role to play. They are in charge of verifying the identity of people signing important documents. 
Oftentimes, these documents are of high importance and are required by law to be signed in front of a notary. It is not the responsibility of the notary public to verify the information contained in the documentation being signed to determine whether it is legal or not.
The act of a notary applying their notary seal when being signed by the client is simply for verification purposes that the signature is completed by the correct individual.
The involvement of a notary signing agent is more involved than a notary public. They have more to accomplish when helping with the execution of real estate documentation. The agent will sit down with their clients and go over all of the paperwork to ensure all signatures are signed in the correct places and notarized by the client as required by the law.
Notary publics who have state-issued commissions may further their careers and services offered by becoming a notary signing agent. To become an agent, notaries will need to obtain additional certifications set out by their state. Each state varies with its requirements
Mortgage Transactions: Using A Notary Agent
In addition to the basic notary services offered, notary agents will offer explanations to borrowers concerning the mortgage documents they are signing. This is on top of offering verification to the borrower's identity required by law when executing the paperwork.
With the extra duties comes more education and training requirements beyond what a basic notary public will require to offer services. Notary service agents need to acquire knowledge in assisting borrowers. They need to completely understand the full process of how a mortgage works. One of the important requirements for earning a signing agent commission will include training and knowledge of the home loan process. The specific training necessary will depend on the state in which the mortgage process is being executed.
Tips For Choosing The Right Notary Agent Professional
When looking to hire a notary signing agent for the mortgage signing process, it is crucial to find the right professional. There are many factors to take into consideration when comparing your options.
- Location- It is important to find a notary agent who works locally. This will give you the added convenience of traveling to the office to review and execute your mortgage loan paperwork.
- Credentials- It is crucial to check that your notary signing agent is properly licensed by the state you are borrowing in. Keep in mind that a notary public's commission is different than a notary signing agent. Signing agents will have the legal credentials and additional training needed to work with you through the mortgage process.
- Fees- Before signing a contract for services with a notary signing agent, be sure you are fully aware of any and all fees associated with the process.